Our Story

Guadalajaraucd was founded in 2015 by Dr. Kwame Amoako, a Ghanaian economist who witnessed firsthand how lack of financial education was trapping many of his fellow citizens in cycles of debt. After returning from his studies abroad, Dr. Amoako was struck by the growing availability of credit options in Ghana, coupled with a concerning absence of educational resources about responsible borrowing.

What began as informal workshops in the Western Region quickly grew as the need for this education became increasingly apparent. In 2016, we secured our first grant from the Ghanaian Ministry of Finance to develop a structured curriculum focusing on credit management and debt avoidance strategies tailored to the local economic context.

The organization's unusual name comes from a fusion of "Guadalajara" – the Mexican city where Dr. Amoako attended an international financial literacy conference that inspired his vision – and "UCD" which stands for "Understanding Credit and Debt." This unique name has become synonymous with quality financial education throughout Ghana.

By 2018, our team had expanded to include educators, financial analysts, and community organizers. We opened our headquarters in Takoradi and began developing digital resources to extend our reach beyond in-person workshops. Today, Guadalajaraucd operates in six regions across Ghana, providing vital financial knowledge to communities ranging from urban professionals to rural farmers.

Founder Dr. Amoako teaching

Our Mission & Values

Our Mission

To empower Ghanaians with the knowledge and tools needed to make informed financial decisions, particularly regarding credit use and debt management, thereby contributing to greater economic resilience and prosperity throughout Ghana.

Accessibility

We believe financial education should be accessible to all Ghanaians regardless of background, education level, or economic status. Our materials are designed to be understood by anyone, and we maintain a commitment to offering free or low-cost programs.

Relevance

Our educational content is specifically tailored to the Ghanaian context, addressing the unique challenges and opportunities within our financial ecosystem. We continuously update our materials to reflect changes in local financial products and practices.

Empowerment

Rather than promoting specific financial products or services, we focus on building critical thinking skills that enable individuals to evaluate options and make choices that serve their own best interests and financial goals.

Community

We recognize that financial well-being extends beyond individual knowledge to encompass supportive social structures. We work to build networks of financial literacy champions within communities who can sustain and spread good practices.

Meet Our Team

Our dedicated professionals bring diverse expertise to create impactful financial education programs.

Dr. Kwame Amoako

Dr. Kwame Amoako

Founder & Executive Director

With a Ph.D. in Development Economics from the University of Manchester, Dr. Amoako has over 20 years of experience in financial inclusion initiatives. Before founding Guadalajaraucd, he worked with the World Bank on financial literacy programs across West Africa.

Abena Mensah

Abena Mensah

Head of Education & Curriculum

A former secondary school economics teacher with a Master's in Education from University of Cape Coast, Abena oversees our curriculum development. Her innovative teaching methodologies have been recognized by Ghana's National Board for Professional Teaching Standards.

Emmanuel Osei

Emmanuel Osei

Digital Programs Manager

Emmanuel brings expertise in fintech and digital education to our team. With a background in computer science and experience at MTN Mobile Money, he leads our efforts to create accessible digital tools for financial education.

Ama Darko

Ama Darko

Community Outreach Director

With deep connections throughout Ghana's Western and Central regions, Ama coordinates our grassroots initiatives. Her background in social work and community organizing helps us tailor programs to meet the specific needs of diverse communities.

Our Achievements

Widespread Impact

We've reached over 45,000 Ghanaians through our workshops and digital programs since our founding in 2015, with participants reporting an average 42% increase in financial confidence.

Strategic Partnerships

Established formal partnerships with 12 financial institutions across Ghana, including major banks and microfinance organizations who now incorporate our educational resources into their customer onboarding.

Digital Innovation

Developed Ghana's first financial literacy mobile application that works offline, allowing rural communities with limited connectivity to access critical financial education resources.

Recognition

Recipient of the 2021 Financial Inclusion Excellence Award from the Ghana Banking Association and named as a model program by the African Development Bank's Financial Literacy Initiative.

Team receiving award

What People Say

"

Before attending Guadalajaraucd's debt management course, I was drowning in high-interest loans and didn't see a way out. Their practical approach helped me create a realistic repayment plan and negotiate with creditors. Two years later, I'm nearly debt-free and building savings for my children's education.

Kofi Mensah

Kofi Mensah

Small Business Owner, Takoradi

"

As a teacher, I wanted to provide my students with practical financial knowledge, but I lacked confidence in these topics myself. The educator training from Guadalajaraucd transformed not only my classroom but my personal finances too. Their materials are culturally relevant and easily adaptable for young learners.

Grace Addo

Grace Addo

Secondary School Teacher, Cape Coast

"

Partnering with Guadalajaraucd has significantly reduced default rates among our borrowers. By referring clients to their credit readiness program before approving loans, we've seen a 35% decrease in non-performing loans while improving customer satisfaction. Their team understands the unique financial challenges Ghanaians face.

Daniel Owusu

Daniel Owusu

Regional Director, Ghana Commercial Bank

Ready to Transform Financial Education in Your Community?

Whether you're interested in attending a workshop, bringing our programs to your school or organization, or supporting our mission, we'd love to hear from you.