Privacy Policy

Information We Collect

Personal Information

We may collect personal information that you voluntarily provide to us when you:

• Register for our educational programs, webinars, or workshops
• Complete forms on our website
• Subscribe to our newsletter
• Contact us with inquiries
• Participate in surveys or research studies
• Use our interactive financial tools and calculators

The personal information we collect may include:

• Name, email address, phone number, and mailing address
• Demographic information such as age, gender, education level
• Financial information necessary for educational purposes
• Employment information when relevant to our programs
• Any other information you choose to provide

Automatically Collected Information

When you visit our website, we may automatically collect certain information about your device and usage patterns. This information may include:

• IP address, browser type, operating system
• Pages visited and time spent on those pages
• Referral sources and exit pages
• Device information including screen resolution and browser version
• Location information based on IP address

We use cookies and similar tracking technologies to collect this information. You can control cookies through your browser settings, but disabling cookies may limit your ability to use certain features of our website.

How We Use Your Information

We use the information we collect for various purposes, including to:

• Provide, maintain, and improve our educational services
• Process registrations and deliver program materials
• Communicate with you about our programs, events, and updates
• Respond to your inquiries and provide customer support
• Send administrative information, such as changes to our terms, conditions, and policies
• Conduct research and analysis to better understand how users access and use our services
• Develop new programs, services, and content
• Prevent fraudulent transactions, monitor against theft, and protect against criminal activity
• Personalize your experience and deliver content relevant to your interests

Information Sharing and Disclosure

We may share your information in the following situations:

With Your Consent

We may share your information with third parties when you have given us your consent to do so.

Service Providers

We may share your information with third-party vendors, service providers, contractors, or agents who perform services for us or on our behalf and require access to such information to perform those services.

Program Partners

If you participate in programs that are co-sponsored or co-delivered with partner organizations, we may share your information with these partners as necessary for program delivery.

Legal Obligations

We may disclose your information when we believe disclosure is appropriate to comply with the law, to enforce our policies, or to protect our or others' rights, property, or safety.

Business Transfers

If we are involved in a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that transaction.

We do not sell, rent, or trade your personal information to third parties for their marketing purposes.

Data Security

We have implemented appropriate technical and organizational security measures designed to protect the security of any personal information we process. However, despite our safeguards and efforts to secure your information, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure.

We maintain administrative, technical, and physical safeguards to protect against unauthorized access, use, modification, and disclosure of personal information in our custody and control. We regularly review our security procedures to consider appropriate new technology and methods.

Your Data Protection Rights

Depending on your location, you may have the following rights regarding your personal information:

• Right to Access: You may request copies of your personal information that we hold.
• Right to Rectification: You may request that we correct any information you believe is inaccurate or incomplete.
• Right to Erasure: You may request that we erase your personal information, under certain conditions.
• Right to Restrict Processing: You may request that we restrict the processing of your personal information, under certain conditions.
• Right to Object to Processing: You may object to our processing of your personal information, under certain conditions.
• Right to Data Portability: You may request that we transfer the data we have collected to another organization, or directly to you, under certain conditions.

To exercise any of these rights, please contact us using the information provided in the "Contact Us" section below.

Data Retention

We will retain your personal information only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your information to the extent necessary to comply with our legal obligations, resolve disputes, and enforce our policies.

Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we learn we have collected or received personal information from a child under 18 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 18, please contact us immediately.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. We encourage you to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at: